DISABILITY AND MENTAL HEALTH CLAIMS

May Social Security pay a worker for a mental health related disability?

 Yes, if the symptoms are severe and prevent the ability to work on a full-time basis.

 If you look up information about mental impairments online, you will probably be directed to the Social Security "Listings."  Almost nobody can meet these listings.  And that is not the way most people get approved.  I see much harm done by folks to get online, see these listings, and think--"My case isn't nearly that bad," and they give up.  

 Most claimants do not meet the Listings.  Most claimants who win and get paid do not meet the Listings.

 Here is the common sense approach to a Social Security disability claim due to mental health problems:

 1.  Are your symptoms bad enough that you can't perform the mental tasks of *work on a full-time job (8 hours a day, 5 days a week)?

 2.  Do you have a diagnosed condition that has already lasted for at least 12 consecutive months, or is expected to last for that long?

 3.  Can you get medical records from a doctor, psychologist or psychiatrist that document your symptoms and treatment?

 *If you are under age 50, the question becomes "Can you perform the mental tasks of any kind of work, even unskilled jobs that don't require special education or training?"

 What Are the Steps in Getting SSDI Benefits?

 A.  File an application at your Social Security office or online at socialsecurity.gov.

 B.  File an immediate appeal if your claim is denied.

 C.  If your appeal is denied (90% are), file a second appeal and ask for a hearing.  This is extremely important.

 Social Security may pay for your inability to work due to anxiety, depression, panic disorder, agoraphobia, schizophrenia, traumatic brain injury, or any number of other impairments.

Remember that medical proof of your disability is always required.  It may be useful to speak to your doctor about disability before you file.

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